How to choose properly the insurance sum?

Insure the full value of your property, so that in case of an accident you could receive full indemnity and restore the damaged property or even replace it entirely. The main objective of insurance is to ensure the same living conditions as before the accident. Therefore, when applying for insurance, be precise in listing all the items and property (e.g., building, fencing, furniture, etc.) to be insured. When insuring for an amount lower than the property full value, the insurance undertaking will not cover all the expenses necessary for restoring the property.