Health Insurance for Private Customers
Helps to take care of your health faster, easier, and more conveniently – from doctor consultations to diagnostic tests and reimbursement of medical expenses.
When You Need Help, Getting It on Time Matters
When you fall ill or experience health issues, the most important thing is often not the consultation itself, but how quickly you can get it.
With BTA Health Insurance, you can access specialists faster, undergo necessary examinations, and choose the healthcare provider that is most convenient for you
Benefits
Faster access to specialist doctors
Freedom to choose both private and public healthcare providers
Reimbursement of medical treatment and diagnostic expenses
Day surgery expense reimbursement up to €300
Convenient insurance management via your smartphone
A doctor just a few taps away
Why Do Customers Value eMed?
With the BTA eMed service, you can consult a family doctor by phone or online, whether you are at home, at work, or travelling.
Consultations are free of charge
Unlimited number of consultations
Simple and fast registration
Available on weekends
Professional medical advice within a few hours
Want to Be Sure About Your Diagnosis?
1
A diagnosis of a serious illness often raises more questions than answers.
2
That is why BTA customers have the opportunity to receive a second medical opinion from international specialists.
3
Experienced doctors evaluate the diagnosis, treatment plan, or proposed surgery and provide a detailed report in Lithuanian.
4
Sometimes, an additional expert opinion helps you make important decisions with greater confidence and peace of mind.
Use your insurance quickly and easily
New features that will make your daily life easier:
All policies in one place – easily access information about your active policies.
Submit claims via the app – fast and transparent claim decisions.
Contact BTA customer support – get answers to all your questions.
Receive notifications so you don’t forget anything – upcoming payments, claim decisions, and more.
Get in touch
Fill in the application and we will contact you on the desired topic.
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Frequently asked questions
We offer a wide choice of healthcare providers and a broad range of healthcare services. With BTA Health Insurance, we cover not only treatment expenses but also costs related to maintaining and improving your health.
We offer coverage for:
We offer coverage for:
- paid outpatient and inpatient treatment services;
- preventive healthcare services;
- prescription medications;
- dental services, including prosthetics and oral hygiene;
- optical products;
- rehabilitation services.
Health insurance can be used at any licensed healthcare institution, pharmacy, dental clinic, or optical store throughout Lithuania.
You can apply for health insurance by:
- completing the enquiry form on the BTA website at www.bta.lt. After receiving your enquiry, a BTA specialist will prepare and provide an insurance offer tailored to your company’s needs;
- calling the BTA Customer Information Line at +370 5 2600 600;
- visiting the nearest BTA branch;
- contacting BTA partners, brokers, or intermediaries.
- Before using your health insurance, we recommend reviewing the terms and conditions of your policy. At healthcare institutions and pharmacies that are our partners, you will need to present your BTA insurance card and an identity document.
- At healthcare institutions and pharmacies that are not our partners, you will need to pay for the services yourself and submit a claim to us for reimbursement no later than 30 calendar days after the expenses are incurred.
- You can submit a claim by completing the application form on our website and providing the required supporting documents.
