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Everyday life is hard to imagine without our belongings – clothes, furniture, household appliances, and electronics. Insure everything in your home – from small personal items to high-value equipment.
You can also choose additional coverage for smart devices.
In unexpected situations – help is always nearby. Whether it’s a broken lock, a burst pipe, or another emergency, professional assistance is available 24/7 to prevent further damage.
Property owner’s liability. We will compensate for damage caused to third-party property due to the use of your home. For example, if you flood your neighbours – we will cover the losses.
Coverage also applies to everyday situations outside your home. For example, if you damage a car while cycling or accidentally break someone else’s property – we will take care of the compensation.
Protect your household appliances against unexpected breakdowns. If your refrigerator, coffee machine, or heating system (up to 7 years old) breaks down, the losses will be covered.
Insure your home and its structures against unexpected events. Insurance coverage helps reduce financial losses in the event of damage or disaster.
Smart device insurance
Third-party liability
Customer reviews
Loreta
"Clear information, easy payment of contributions, warm communication."
Simas
"BTA stands out with excellent claims management and fair assessments – everything is transparent, without attempts to mislead. When needed, they provide all evaluation documents. That is why I chose BTA."
Andrėjus
"I sincerely thank the consultant who helped me conclude the insurance contract. When an insured event occurred, the damage was partly but fairly compensated – I am grateful for their professional approach."
Frequently asked questions
- In the event of an accident that has damaged or destroyed property, one must immediately notify the responsible state institution by phone 112 - the Police, Fire and Rescue Service - about the performance of rescue work, determination of the circumstances and causes of the accident.
- It is equally important to take all necessary steps to rescue the property and prevent additional or greater losses.
- One must notify BTA about the event as soon as possible, no later than within 3 working days, submit all the necessary documents and fill in the application for insurance indemnity Upon receipt of the notification of the disaster, a BTA specialist will inspect your property, assess the damage and loss, and determine the amount of the indemnity.
- One should indeed note that the repair of the damaged object or the destruction of damaged items is possible only after a representative of the insurance company has inspected the damaged/destroyed property.
- BTA will make a decision on the payment of the insurance indemnity within the shortest possible time, not exceeding 30 calendar days from the date of receipt of all necessary documents about the event.
- The indemnity is paid to the bank account indicated by the applicant, or transferred directly to the account of the construction/household service company that carried out the repair work.
Property insurance is valid at the address of the object specified in the insurance policy. Depending on the home property insurance option chosen, the insurance coverage can be extended beyond the place of insurance, i.e. in the European Union, Norway or even Switzerland.
It is worth consulting with BTA insurance specialists, and you will be offered the insurance option that best suits your needs.
