We offer insurance against the following main risks:

• injuries;
• incapacity for work;
• death.

In the event of an accident, depending on the selected sum insured, the insurance indemnity is paid:

• in the case of injury, taking into account the nature of the injury;
• incapacity for work - up to 100%;
• in case of death - 100%.

Alongside the choice of risks such as sick pay, daily allowances or medical expenses, the insurance indemnity is paid in case of injury, and in case of insurance against critical diseases or acute illnesses, the one time sum indemnity is paid in case of any of the diseases specified in the insurance conditions.

Take care of the loved ones you carry in your car as well. Insure them against accidents while traveling.

• In the event of an accident, contact a medical institution immediately, but no later than within 72 hours, to provide you with the necessary medical assistance.

• Obtain a medical certificate from the medical institution with details of the diagnosis and treatment.

• Inform BTA about the event by phone or by filling in the notification form on the website and submit the necessary documents. BTA will make a decision on the payment of the insurance indemnity within the shortest possible time, not exceeding 30 calendar days from the date of receipt of all necessary documents about the event.

Personal insurance coverage is valid worldwide 24 hours per day.

It is worth consulting with BTA insurance specialists, and you will be offered the insurance option that best suits your needs.

Personal accidents insurance terms and conditions

Personal accidents insurance product information document